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Health Insurance in Miami, FL

aerial view of city buildings near body of water during daytime
aerial view of city buildings near body of water during daytime

The Miami area blends deep cultural heritage with a rapidly evolving health care landscape. With a population of over 449,000, nearly 68% identify as Hispanic or Latino, making bilingual outreach and culturally competent care essential across the region.

As of 2025, approximately 11% of Miami residents remain uninsured, reflecting statewide challenges in Medicaid expansion and affordability. The region is served by major insurers including Blue Cross Blue Shield of Florida, UnitedHealthcare, Aetna, Cigna, Humana, Molina Healthcare, Oscar, and Wellpoint, with Medicare Advantage plans covering over 60% of eligible Floridians.

If you live in Miami and are uninsured or exploring new coverage options, we’re here to help. We understand the local market and can guide you through your choices.

  • Population: 450,000

  • Hispanic Population: 305,000

  • Major Health Systems: Jackson Health System and Baptist Health South Florida

  • Uninsured Rate: 11%

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